Kreditberater

Wirtschaft und Finanzen

KI-Exposition

  • Datenquelle: BLSVeröffentlicht: 2026-08

    Sehr hoch· relativ

    NiedrigVier relative BänderSehr hoch

    Wert auf Berufsgruppenebene

    Skala, Bezugsmenge und Quelle

    Vier relative Bänder (Niedrig / Mittel / Hoch / Sehr hoch)

    831 detaillierte Berufe in der BLS-Beschäftigungsprojektionstabelle. Der Wert wird je Code der National Employment Matrix (NEM) vergeben, daher erhalten Berufe mit demselben NEM-Code dasselbe Band

    Quelldatensatz (XLSX-Download)

  • Datenquelle: AnthropicVeröffentlicht: 2026-03

    0.234

    0.000Spannweite der hier geführten Werte0.745
    Skala, Bezugsmenge und Quelle

    Index der beobachteten Exposition, 0–1 wie veröffentlicht

    Auf O*NET-Aufgaben abgebildet

    Quelldatensatz

  • Datenquelle: ILOVeröffentlicht: 2025

    0.60

    0.09Spannweite der hier geführten Werte0.70

    Wert auf Berufsgruppenebene

    Skala, Bezugsmenge und Quelle

    Index der Exposition gegenüber generativer KI, 0–1 wie veröffentlicht

    ISCO-08-Berufsgattung — alle Berufe mit demselben Code erhalten diesen Wert

    Von dieser Website berechnet, nicht von der IAO veröffentlicht: Von den 1.012 Berufen, die diese Website mit dem IAO-Datensatz verknüpft, erreichen oder übertreffen 4% diesen Wert.

    Quelldatensatz

Welche Art von Wert diese Quelle veröffentlicht

Die Kategorie von BLS ist ein relativer Rang und kein absolutes Niveau, und sie ist keine eigene Messung: Sie fasst die Perzentilränge des Berufs aus mehreren veröffentlichten Studien in vier Bänder zusammen. Sie ist weder eine Beschäftigungs- oder Lohnprognose noch eine Einführungswahrscheinlichkeit und unterscheidet nicht zwischen Automatisierung und Augmentierung.

Task-level exposure

Nur exponierte Aufgaben
TaskClaude.aiRaw / share %
Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions.

13-2071

0.234339.3
Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans.

13-2071

0.072612.2
Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.

13-2071

0.03976.7
Counsel clients on personal and family financial problems, such as excessive spending or borrowing of funds.

13-2071

0.03776.3
Explain services or policies to clients, such as debt management program rules, the advantages and disadvantages of using services, or creditor concession policies.

13-2071

0.03756.3
Teach courses or seminars on topics such as budgeting, managing personal finances, or financial literacy.

13-2071

0.03175.3
Prepare written documents to establish contracts with or communicate financial recommendations to clients.

13-2071

0.03155.3
Calculate amount of debt and funds available to plan methods of payoff and to estimate time for debt liquidation.

13-2071

0.02384.0
Recommend educational materials or resources to clients on matters such as financial planning, budgeting, or credit.

13-2071

0.01863.1
Assist in selection of financial award candidates using electronic databases to certify loan eligibility.

13-2071

0.01041.7
Not observed on any surface — 26 task(s) — These tasks have no row in the source for this release. The 0 in the share row is a display-stage composition ratio; absence is what the — in the raw row states.
Calculate clients' available monthly income to meet debt obligations.
—0
Interview clients by telephone or in person to gather financial information.
—0
Maintain or update records of client account activity, including financial transactions, counseling session notes, correspondence, document images, or client inquiries.
—0
Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first.
—0
Refer clients to social service or community resources for needs beyond those of credit or debt counseling.
—0
Advise clients on housing matters, such as housing rental, homeownership, mortgage delinquency, or foreclosure prevention.
—0
Conduct research to help clients avoid repossessions or foreclosures or remove levies or wage garnishments.
—0
Create action plans to assist clients in obtaining permanent housing via rent or mortgage programs.
—0
Explain loan information to clients, such as available loan types, eligibility requirements, or loan restrictions.
—0
Investigate missing checks, payment histories, held funds, returned checks, or other related issues to resolve client or creditor problems.
—0
Disburse funds from client accounts to creditors.
—0
Check loan agreements to ensure that they are complete and accurate, according to policies.
—0
Refer loans to loan committees for approval.
—0
Approve loans within specified limits.
—0
Submit applications to credit analysts for verification and recommendation.
—0
Interview applicants and request specified information for loan applications.
—0
Contact applicants or creditors to resolve questions about applications or to assist with completion of paperwork.
—0
Supervise loan personnel.
—0
Confer with underwriters to resolve mortgage application problems.
—0
Petition courts to transfer titles and deeds of collateral to banks.
—0
Compare data on student aid applications with eligibility requirements of assistance programs.
—0
Review accounts to determine write-offs for collection agencies.
—0
Locate debtors using post office directories, utility services account listings, or mailing lists.
—0
Arrange for maintenance or liquidation of delinquent properties.
—0
Authorize or sign mail collection letters.
—0
Open accounts for clients and disburse funds from clients' accounts to creditors.
—0

Data sources & licenses — O*NET®, Anthropic Economic Index, Eloundou et al. (2023): see full notices on the Credits page

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