Consejeros de Credito
Negocios y FinanzasExposición a la IA
- Fuente de datos: BLSPublicado: 2026-08
Muy alto· relativa
BajoCuatro bandas relativasMuy altoValor por grupo ocupacional
Escala, base y fuente
Cuatro bandas relativas (Bajo / Moderado / Alto / Muy alto)
831 ocupaciones detalladas de la tabla de proyecciones de empleo de BLS. El valor se asigna por código de la National Employment Matrix (NEM), de modo que las ocupaciones que comparten un código NEM reciben la misma banda
- Fuente de datos: AnthropicPublicado: 2026-03
0.234
0.000Rango de los valores aquí recogidos0.745Escala, base y fuente
Índice de exposición observada, 0–1 tal como se publica
Mapeado sobre tareas de O*NET
- Fuente de datos: ILOPublicado: 2025
0.60
0.09Rango de los valores aquí recogidos0.70Valor por grupo ocupacional
Escala, base y fuente
Índice de exposición a la IA generativa, 0–1 tal como se publica
Grupo primario de la CIUO-08 — todas las ocupaciones con ese código reciben este valor
Calculado por este sitio, no publicado por la OIT: de las 1012 ocupaciones que este sitio vincula al conjunto de datos de la OIT, un 4% alcanza o supera este valor.
Qué tipo de cifra publica esta fuente
La categoría de BLS es un rango relativo, no un nivel absoluto, y tampoco es una medición de primera mano: agrupa en cuatro bandas los rangos percentiles de la ocupación en varios estudios publicados. No es una previsión de empleo ni de salarios, no es una probabilidad de adopción y no distingue entre automatización y aumento.
Task-level exposure
Solo tareas expuestas| Task | Claude.aiRaw / share % |
|---|---|
Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions.13-2071 | 0.234339.3 |
Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans.13-2071 | 0.072612.2 |
Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.13-2071 | 0.03976.7 |
Counsel clients on personal and family financial problems, such as excessive spending or borrowing of funds.13-2071 | 0.03776.3 |
Explain services or policies to clients, such as debt management program rules, the advantages and disadvantages of using services, or creditor concession policies.13-2071 | 0.03756.3 |
Teach courses or seminars on topics such as budgeting, managing personal finances, or financial literacy.13-2071 | 0.03175.3 |
Prepare written documents to establish contracts with or communicate financial recommendations to clients.13-2071 | 0.03155.3 |
Calculate amount of debt and funds available to plan methods of payoff and to estimate time for debt liquidation.13-2071 | 0.02384.0 |
Recommend educational materials or resources to clients on matters such as financial planning, budgeting, or credit.13-2071 | 0.01863.1 |
Assist in selection of financial award candidates using electronic databases to certify loan eligibility.13-2071 | 0.01041.7 |
| Not observed on any surface — 26 task(s) — These tasks have no row in the source for this release. The 0 in the share row is a display-stage composition ratio; absence is what the — in the raw row states. | |
Calculate clients' available monthly income to meet debt obligations. | —0 |
Interview clients by telephone or in person to gather financial information. | —0 |
Maintain or update records of client account activity, including financial transactions, counseling session notes, correspondence, document images, or client inquiries. | —0 |
Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first. | —0 |
Refer clients to social service or community resources for needs beyond those of credit or debt counseling. | —0 |
Advise clients on housing matters, such as housing rental, homeownership, mortgage delinquency, or foreclosure prevention. | —0 |
Conduct research to help clients avoid repossessions or foreclosures or remove levies or wage garnishments. | —0 |
Create action plans to assist clients in obtaining permanent housing via rent or mortgage programs. | —0 |
Explain loan information to clients, such as available loan types, eligibility requirements, or loan restrictions. | —0 |
Investigate missing checks, payment histories, held funds, returned checks, or other related issues to resolve client or creditor problems. | —0 |
Disburse funds from client accounts to creditors. | —0 |
Check loan agreements to ensure that they are complete and accurate, according to policies. | —0 |
Refer loans to loan committees for approval. | —0 |
Approve loans within specified limits. | —0 |
Submit applications to credit analysts for verification and recommendation. | —0 |
Interview applicants and request specified information for loan applications. | —0 |
Contact applicants or creditors to resolve questions about applications or to assist with completion of paperwork. | —0 |
Supervise loan personnel. | —0 |
Confer with underwriters to resolve mortgage application problems. | —0 |
Petition courts to transfer titles and deeds of collateral to banks. | —0 |
Compare data on student aid applications with eligibility requirements of assistance programs. | —0 |
Review accounts to determine write-offs for collection agencies. | —0 |
Locate debtors using post office directories, utility services account listings, or mailing lists. | —0 |
Arrange for maintenance or liquidation of delinquent properties. | —0 |
Authorize or sign mail collection letters. | —0 |
Open accounts for clients and disburse funds from clients' accounts to creditors. | —0 |
Values in this tab are predicted labels, not observations. Eloundou et al. (2023) published two rating regimes — human raters and GPT-4 — and the β shown here is derived from the GPT-4 rater basis alone; the same task can take a different value under the other regime. The unit and the meaning differ from the observed shares (%) in the other tabs, so do not place them on the same axis.
| Task | βE1 + 0.5 × E2 |
|---|---|
Calculate clients' available monthly income to meet debt obligations.O*NET Task ID 18935 | 1.0 |
Estimate time for debt repayment, given amount of debt, interest rates, and available funds.O*NET Task ID 18937 | 1.0 |
Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.O*NET Task ID 18938 | 1.0 |
Prepare written documents to establish contracts with or communicate financial recommendations to clients.O*NET Task ID 18942 | 1.0 |
Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions.O*NET Task ID 18952 | 1.0 |
Explain loan information to clients, such as available loan types, eligibility requirements, or loan restrictions.O*NET Task ID 18953 | 1.0 |
Advise clients or respond to inquiries about financial matters in person or via phone, email, Web site, or Internet chat.O*NET Task ID 18933 | 0.5 |
Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.O*NET Task ID 18934 | 0.5 |
Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.O*NET Task ID 18936 | 0.5 |
Interview clients by telephone or in person to gather financial information.O*NET Task ID 18939 | 0.5 |
Disburse funds from client accounts to creditors.O*NET Task ID 18951 | 0.0 |
β = E1 + 0.5 × E2 · E1 = tasks where direct LLM access alone cuts time by at least 50%, E2 = tasks where software built on top of an LLM cuts time by at least 50%. Values take only 0 / 0.5 / 1.0.
Data sources & licenses — O*NET®, Anthropic Economic Index, Eloundou et al. (2023): see full notices on the Credits page