Financial Examiners

Business and Financial Operations Occupations

Código O*NET-SOC: 13-2061.00

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

Fonte dos dados: BLSPublicado: 2026-08
Muito alto· relativa
BaixoQuatro faixas relativasMuito alto
Valor por grupo ocupacional
Escala, base e fonte
Quatro faixas relativas (Baixo / Moderado / Alto / Muito alto)
831 ocupações detalhadas da tabela de projeções de emprego do BLS. O valor é atribuído por código da National Employment Matrix (NEM), pelo que as ocupações que partilham um código NEM recebem a mesma banda
Conjunto de dados de origem (transferência XLSX)
Fonte dos dados: AnthropicPublicado: 2026-03
0,043
0,000Intervalo dos valores aqui apresentados0,745
Escala, base e fonte
Índice de exposição observada, 0–1 tal como publicado
Mapeado sobre tarefas O*NET
Publicado por ocupação SOC 2018; toda ocupação O*NET com o mesmo código SOC 2018 recebe este valor
Conjunto de dados de origem (transferência CSV)
Fonte dos dados: ILOPublicado: 2025
0,62
0,09Intervalo dos valores aqui apresentados0,70
Valor por grupo ocupacional
Escala, base e fonte
Índice de exposição à IA generativa, 0–1 tal como publicado
Publicado por grupo de base ISCO-08. Ligado a esta ocupação, total ou parcialmente, aplicando tal como publicadas as tabelas de correspondência do U.S. Bureau of Labor Statistics (ISCO-08 para SOC 2010, SOC 2010 para SOC 2018)
Conjunto de dados de origem (transferência PDF)

Que tipo de valor esta fonte publica

A categoria de BLS é uma posição relativa, não um nível absoluto, e também não é uma medição de primeira mão: agrupa em quatro faixas as posições percentis da ocupação em vários estudos publicados. Não é uma previsão de emprego ou de salários, não é uma probabilidade de adoção e não distingue automação de aumento.

Task-level exposure

Apenas tarefas expostas

17 tarefas avaliadas · 16 tarefas com β ≥ 0,5 (94,1%)

β = exposição direta (E1) + 0,5 × exposição com ferramentas disponíveis (E2), segundo a definição do repositório de origem.

Unidade de origem: tarefas do O*NET 27.2 → código de ocupação do O*NET 31.0
Todas as tarefas pontuadas constam da lista de tarefas do O*NET 31.0.

Fonte: OpenAI "GPTs are GPTs" exposure rubric
Versão: gh-main-0471612
Licença: MIT License, Copyright (c) 2024 OpenAI

Task (O*NET 20.1)	Claude.aiRaw / share %
Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact. 13-2061.00	0.070583.7
Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions. 13-2061.00	0.00657.7
Prepare reports, exhibits and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions. 13-2061.00	0.00475.6
Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency. 13-2061.00	0.00252.9
Not observed on any surface — 13 task(s) — These tasks have no row in the source for this release. The 0 in the share row is a display-stage composition ratio; absence is what the — in the raw row states.
Plan, supervise, and review work of assigned subordinates.	—0
Examine the minutes of meetings of directors, stockholders and committees to investigate the specific authority extended at various levels of management.	—0
Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.	—0
Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines.	—0
Train other examiners in the financial examination process.	—0
Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.	—0
Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants and consultants to gather information and discuss findings.	—0
Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures.	—0
Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection.	—0
Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.	—0
Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures.	—0
Confer with officials of real estate, securities, or financial institution industries to exchange views and discuss issues or pending cases.	—0
Provide regulatory compliance training to employees.	—0

Values in this tab are predicted labels, not observations. Eloundou et al. (2023) published two rating regimes — human raters and GPT-4 — and the β shown here is derived from the GPT-4 rater basis alone; the same task can take a different value under the other regime. The unit and the meaning differ from the observed shares (%) in the other tabs, so do not place them on the same axis.

Task (O*NET 27.2)	βE1 + 0.5 × E2
Train other examiners in the financial examination process. O*NET Task ID 7322	1.0
Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency. O*NET Task ID 7314	0.5
Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact. O*NET Task ID 7315	0.5
Plan, supervise, and review work of assigned subordinates. O*NET Task ID 7316	0.5
Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions. O*NET Task ID 7317	0.5
Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management. O*NET Task ID 7318	0.5
Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions. O*NET Task ID 7319	0.5
Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities. O*NET Task ID 7320	0.5
Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines. O*NET Task ID 7321	0.5
Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation. O*NET Task ID 7323	0.5
Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures. O*NET Task ID 7325	0.5
Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection. O*NET Task ID 7326	0.5
Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts. O*NET Task ID 7327	0.5
Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures. O*NET Task ID 7328	0.5
Confer with officials of real estate, securities, or financial institution industries to exchange views and discuss issues or pending cases. O*NET Task ID 7329	0.5
Provide regulatory compliance training to employees. O*NET Task ID 20190	0.5
Ver mais 6 tarefas ▾Ver menos ▴
Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings. O*NET Task ID 7324	0.0

β = E1 + 0.5 × E2 · E1 = tasks where direct LLM access alone cuts time by at least 50%, E2 = tasks where software built on top of an LLM cuts time by at least 50%. Values take only 0 / 0.5 / 1.0.

Data sources & licenses — O*NET®, Anthropic Economic Index, Eloundou et al. (2023): see full notices on the Credits page

Todas as tarefas do O*NET 31.0 (17)

Todas as tarefas do O*NET 31.0 desta ocupação (em inglês, como publicadas; tipo de tarefa principal ou complementar). Os valores de exposição não constam desta lista; estão na tabela acima, ao lado de cada tarefa na redação da versão do O*NET usada por cada fonte.

Tarefa (O*NET 31.0)	Tipo
Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.	Principal
Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact.	Principal
Plan, supervise, and review work of assigned subordinates.	Principal
Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions.	Principal
Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management.	Principal
Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.	Principal
Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.	Principal
Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines.	Principal
Train other examiners in the financial examination process.	Principal
Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.	Principal
Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings.	Principal
Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures.	Principal
Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection.	Principal
Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.	Principal
Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures.	Principal
Provide regulatory compliance training to employees.	Principal
Confer with officials of real estate, securities, or financial institution industries to exchange views and discuss issues or pending cases.	Complementar

Perspetivas de emprego (BLS)

Emprego, 2025: 70K
Emprego projetado, 2035: 77K
Variação (2025–35): +9,3%
Salário anual mediano, 2025: $94.160
Escolaridade habitual para ingresso: Bachelor's degree

mínimo $30.890faixa do salário mediano de 825 ocupações detalhadas, BLS EP 2025–35máximo $559.030

Fonte: U.S. Bureau of Labor Statistics, Employment Projections 2025–35 — Employment by detailed occupation, 2025 and projected 2035

Ligações à classificação coreana (KSCO)

Ligações da versão atual de Korea Occupation Direct Crosswalk v1.1, elaborado pela AI Changing Work. Os valores de relação são lidos a partir da ocupação O*NET-SOC.

Código KSCO	Nome KSCO	Relação	Estado
28299	그 외 금융 및 보험 관련 전문가	Relacionada, não correspondente	confirmado

Definições de relação e estado(kr-direct v1.1)

Descrição ocupacional da OIT

A AI Changing Work vincula a esta ocupação os grupos de base da ISCO-08 abaixo aplicando, tal como publicadas, as tabelas de correspondência do Bureau of Labor Statistics dos EUA (BLS) (SOC 2018 para SOC 2010, SOC 2010 para ISCO-08), sem seleção caso a caso; cada vínculo pode ser total ou parcial.

ISCO-08 2413Financial Analysts
Analistas financeiros

Fonte: European Commission, DG EMPL — ESCO API 2026-08-08 (bridge v1.2.1)

Licença: CC BY 4.0 (EU Reuse Notice)

Ver original

A definição, as tarefas e os exemplos abaixo são a descrição da OIT para esse grupo de base, não para esta ocupação.

Financial analysts conduct quantitative analyses of information affecting investment programmes of public or private institutions.

Tarefas

(a) analysing financial information to produce forecasts of business, industry, and economic conditions for use in making investment decisions;
(b) maintaining knowledge and staying abreast of developments in the fields of industrial technology, business, finance, and economic theory;
(c) interpreting data affecting investment programmes, such as price, yield, stability, future trends in investment risks and economic influences;
(d) monitoring economic, industrial, and corporate developments through analysis of information obtained from financial publications and services, investment banking firms, government agencies, trade publications, company sources and personal interviews;
(e) recommending investments and investment timing to companies, investment firm staff or the investing public;
(f) determining the prices at which securities should be syndicated and offered to the public;
(g) preparing plans of action for investment based on financial analyses;
(h) evaluating and comparing the relative quality of various securities in a given industry;
(i) presenting oral and written reports on general economic trends, individual corporations, and entire industries.

Ocupações de exemplo

Bond analyst · Investment analyst · Securities consultant

Sources: ILO ISCO-08 — details: Credits

Vocabulário ocupacional ESCO

Cada entrada abaixo está associada a esta ocupação no ESCO-O*NET Crosswalk publicado (versão 1, 2022). Os tipos de correspondência são os dessa tabela; a redação é da AI Changing Work.

Auditor financeiro/Auditora financeiraESCO 2411.1.7Mesmo âmbito
Os auditores financeiros recolhem e analisam dados financeiros para clientes, organizações e empresas. Asseguram que os dados financeiros são mantidos adequadamente e estão isentos de distorções materiais devido a erros ou fraudes, que são relevantes e que funcionam de forma legal e eficaz. Analisam as apólices de empréstimo e de crédito ou números em bases de dados e documentos, avaliam, consultam e prestam assistência à fonte da transação, se necessário. Utilizam a sua análise da governação financeira do cliente como garantia para demonstrar aos acionistas, às partes interessadas e ao conselho de administração da organização ou da empresa de que tudo se encontra em ordem.

Fonte: European Commission, DG EMPL — ESCO API 2026-08-08 (bridge v1.2.1)

Licença: CC BY 4.0 (EU Reuse Notice)

Ver original

ESCO reuse terms and the modification notice are in Credits.

Ligações à classificação francesa (ROME)

Ligações entre esta ocupação e fichas ROME 4.0, estabelecidas pela AI Changing Work com modelos de IA. As relações leem-se do lado desta ocupação. As ligações marcadas como «provisório» foram adotadas apenas com base nos julgamentos de dois avaliadores da mesma família de modelos (Claude), ou por uma regra do operador aplicada a esses julgamentos, pelo que se apoiam em evidências mais fracas do que as ligações confirmadas.

Código ROME	Designação ROME (francês)	Relação
C1215	Contrôleur / Contrôleuse de banque	Sobrepõem-se, não são iguaisprovisório
C1209	Spécialiste de la vérification client	Relacionada, não correspondenteprovisório
M1202	Auditeur comptable et financier / Auditrice comptable et financière	Relacionada, não correspondenteprovisório

Source: France Travail — Répertoire Opérationnel des Métiers et des Emplois (ROME 4.0), version 61, last updated 15 June 2026 (https://www.data.gouv.fr/datasets/repertoire-operationnel-des-metiers-et-des-emplois-rome). Licence Ouverte 2.0.

ROME codes and titles are reproduced unchanged; the links to O*NET-SOC occupations are AI Changing Work's own judgment and are not a France Travail correspondence.

(AI Changing Work link release: fr-direct v1)

Ligações à classificação espanhola (CNO-11)

Ligações entre esta ocupação e ocupações CNO-11, estabelecidas pela AI Changing Work com modelos de IA. As relações leem-se do lado desta ocupação.

Código CNO-11	Designação CNO-11 (espanhol)	Relação
2611	Especialistas en contabilidad	Relacionada, não correspondenteprovisório
2623	Especialistas de la Administración Pública	Relacionada, não correspondenteprovisório

Source: Instituto Nacional de Estadística (INE), National Classification of Occupations 2011 (CNO-11, Royal Decree 1591/2010) — www.ine.es · Licensed CC BY 4.0. CNO-11 codes and Spanish titles are reproduced unchanged; the links to O*NET occupations are AI Changing Work's own judgment and are not an INE correspondence.

(AI Changing Work link release: es-direct v1)

Ligações à classificação alemã (KldB)

Ligações entre esta ocupação e ocupações KldB, estabelecidas pela AI Changing Work com modelos de IA. As relações leem-se do lado desta ocupação.

Código KldB	Designação KldB (alemão)	Relação
71384	Berufe in der Unternehmensorganisation und -strategie (sonstige spezifische Tätigkeitsangabe) - hoch komplexe Tätigkeiten	Relacionada, não correspondenteprovisório
72184	Berufe in Versicherungs- und Finanzdienstleistungen (sonstige spezifische Tätigkeitsangabe) - hoch komplexe Tätigkeiten	Relacionada, não correspondenteprovisório
72244	Berufe in Wirtschaftsprüfung - hoch komplexe Tätigkeiten	Relacionada, não correspondenteprovisório

Source: © Statistik der Bundesagentur für Arbeit — Klassifikation der Berufe 2010 – überarbeitete Fassung 2020, https://statistik.arbeitsagentur.de. KldB codes and titles are reproduced unchanged; the links to O*NET occupations are AI Changing Work's own mapping (eigene Zuordnung) and are not a Bundesagentur für Arbeit correspondence.

(AI Changing Work link release: de-direct v1)

Ligações à classificação japonesa (JSCO)

Ligações entre esta ocupação e ocupações JSCO, estabelecidas pela AI Changing Work com modelos de IA. As relações leem-se do lado desta ocupação.

Código JSCO	Designação JSCO (japonês)	Relação
249	他に分類されない専門的職業従事者	Relacionada, não correspondente
259	その他の一般事務従事者	Relacionada, não correspondente

Source: Ministry of Internal Affairs and Communications (MIC), Japan Standard Occupational Classification (Dec. 2009, MIC Notification No. 555). JSCO codes and Japanese titles are reproduced unchanged; the links to O*NET occupations are AI Changing Work's own judgment and are not a MIC correspondence.

(AI Changing Work link release: jp-direct v1)

Alterações recentes relacionadas com esta ocupação

Os resumos e as indicações de relação são da AI Changing Work; confira os números na fonte indicada.

Relacionadomar. de 2026: ATE 0.42 by 2027 in SF Bay Tier 1. Part of the 91.7% of financial occupations crossing moderate-risk threshold in Tier 1 by 2027.
[Fonte: arXiv 2604.00186 (Gupta & Kumar, 2026)]

Fontes de dados e licenças desta página, e avisos de modificação e tradução da AI Changing Work: Créditos e fontes