个人理财顾问
商业与金融AI暴露度
- 数据来源: BLS发布时间: 2026-08
很高· 相对
低四级相对区间很高职业群单位数值
尺度 · 母数 · 来源
四级相对类别（低 / 中等 / 高 / 很高）
以BLS就业预测表中831个细分职业为基数。取值按 NEM（全国就业矩阵）代码给定，因此共用同一 NEM 代码的职业得到相同分档
- 数据来源: Anthropic发布时间: 2026-03
0.350
0.000此处所载数值的范围0.745尺度 · 母数 · 来源
- 数据来源: ILO发布时间: 2025
0.57
0.09此处所载数值的范围0.70职业群单位数值
尺度 · 母数 · 来源
生成式AI暴露度指数，按发布原值0–1
ISCO-08职业小类单位 — 共用同一代码的职业取值相同
本站计算，并非国际劳工组织发布的数值。在本站与 ILO 数据集相连的 1,012 个职业中，达到或高于此值的占 7%。
该来源发布的是什么性质的数值
BLS的类别是相对排位而非绝对水平，也不是一手测量：它把多项已发表研究给出的职业百分位排名归并为四个等级。它不是就业或工资预测，不是采用概率，也不区分自动化与增强。
Task-level exposure
仅显示有暴露的工作| Task | Claude.aiRaw / share % | APIRaw / share % |
|---|---|---|
Recommend financial products, such as stocks, bonds, mutual funds, or insurance.13-2052 | 0.106436.1 | 0.049130.5 |
Analyze financial information obtained from clients to determine strategies for meeting clients' financial objectives.13-2052 | 0.097433.0 | 0.038123.7 |
Answer clients' questions about the purposes and details of financial plans and strategies.13-2052 | 0.02207.4 | 0.00805.0 |
Monitor financial market trends to ensure that client plans are responsive.13-2052 | 0.01615.4 | 0.01197.4 |
Manage client portfolios, keeping client plans up-to-date.13-2052 | 0.01354.6 | 0.017510.8 |
Prepare or interpret for clients information such as investment performance reports, financial document summaries, or income projections.13-2052 | 0.01143.9 | 0.01247.7 |
Investigate available investment opportunities to determine compatibility with client financial plans.13-2052 | 0.00782.6 | 0.00794.9 |
Conduct seminars or workshops on financial planning topics, such as retirement planning, estate planning, or the evaluation of severance packages.13-2052 | 0.00722.4 | 0.00462.8 |
Explain to clients the personal financial advisor's responsibilities and the types of services to be provided.13-2052 | 0.00672.3 | 0.00945.9 |
Recommend to clients strategies in cash management, insurance coverage, investment planning, or other areas to help them achieve their financial goals.13-2052 | 0.00672.3 | —0 |
| Not observed on any surface — 10 task(s) — These tasks have no row in the source for this release. The 0 in the share row is a display-stage composition ratio; absence is what the — in the raw row states. | ||
Interview clients to determine their current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance, or other information needed to develop a financial plan. | —0 | —0 |
Implement financial planning recommendations or refer clients to someone who can assist them with plan implementation. | —0 | —0 |
Guide clients in the gathering of information, such as bank account records, income tax returns, life and disability insurance records, pension plans, or wills. | —0 | —0 |
Meet with clients' other advisors, such as attorneys, accountants, trust officers, or investment bankers, to fully understand clients' financial goals and circumstances. | —0 | —0 |
Devise debt liquidation plans that include payoff priorities and timelines. | —0 | —0 |
Review clients' accounts and plans regularly to determine whether life changes, economic changes, environmental concerns, or financial performance indicate a need for plan reassessment. | —0 | —0 |
Recruit and maintain client bases. | —0 | —0 |
Open accounts for clients and disburse funds from accounts to creditors as agent for clients. | —0 | —0 |
Inform clients about tax benefits, government rebates, or other financial benefits of alternative fuel vehicle purchases or energy efficient home construction, improvements, or remodeling. | —0 | —0 |
Recommend environmentally responsible investments, such as cleantech, alternative energy, or conservation technologies, companies, or funds. | —0 | —0 |
Values in this tab are predicted labels, not observations. Eloundou et al. (2023) published two rating regimes — human raters and GPT-4 — and the β shown here is derived from the GPT-4 rater basis alone; the same task can take a different value under the other regime. The unit and the meaning differ from the observed shares (%) in the other tabs, so do not place them on the same axis.
| Task | βE1 + 0.5 × E2 |
|---|---|
Explain to clients the personal financial advisor's responsibilities and the types of services to be provided.O*NET Task ID 20186 | 1.0 |
Analyze financial information obtained from clients to determine strategies for meeting clients' financial objectives.O*NET Task ID 12904 | 0.5 |
Answer clients' questions about the purposes and details of financial plans and strategies.O*NET Task ID 12905 | 0.5 |
Interview clients to determine their current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance, or other information needed to develop a financial plan.O*NET Task ID 12907 | 0.5 |
Implement financial planning recommendations, or refer clients to someone who can assist them with plan implementation.O*NET Task ID 12909 | 0.5 |
Prepare or interpret for clients information, such as investment performance reports, financial document summaries, or income projections.O*NET Task ID 12913 | 0.5 |
Guide clients in the gathering of information, such as bank account records, income tax returns, life and disability insurance records, pension plans, or wills.O*NET Task ID 12914 | 0.5 |
Contact clients periodically to determine any changes in their financial status.O*NET Task ID 12915 | 0.5 |
Devise debt liquidation plans that include payoff priorities and timelines.O*NET Task ID 12917 | 0.5 |
Open accounts for clients, and disburse funds from accounts to creditors as agent for clients.O*NET Task ID 12918 | 0.5 |
Meet with clients' other advisors, such as attorneys, accountants, trust officers, or investment bankers, to fully understand clients' financial goals and circumstances.O*NET Task ID 12916 | 0.0 |
β = E1 + 0.5 × E2 · E1 = tasks where direct LLM access alone cuts time by at least 50%, E2 = tasks where software built on top of an LLM cuts time by at least 50%. Values take only 0 / 0.5 / 1.0.
Data sources & licenses — O*NET®, Anthropic Economic Index, Eloundou et al. (2023): see full notices on the Credits page
职业信息
与本职业相关的近期变化
2026年4月: ATE 0.42 by 2027 in SF Bay Tier 1. High telework rate (55.9% in financial/business ops) compounds agentic AI exposure.
[来源: arXiv 2604.00186 (Gupta & Kumar, 2026)]2026年3月: Evergreen blog post published analyzing AI impact on financial advisors. Robo-advisors manage $1T+ but human advisor demand grows 7% through 2034. Automation risk 26%, concentrated in data analysis (72%) while client consultations remain at 10%.
[来源: AI Changing Work Blog]