Financial Examiners
Business and Financial Operations Occupations- O*NET-SOC code
- 13-2061.00
Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.
- Data source: BLSPublished: 2026-08
Very high· relative
LowFour relative bandsVery highGroup-level value
Scale, basis and source
Four relative bands (Low / Moderate / High / Very high)
831 detailed occupations in the BLS Employment Projections table. Assigned per National Employment Matrix (NEM) code, so occupations sharing a NEM code carry the same band
- Data source: AnthropicPublished: 2026-03
0.043
0.000Range of values carried here0.745Scale, basis and source
Observed exposure index, 0–1 as published
Mapped onto O*NET tasks
Published per SOC 2018 occupation; every O*NET occupation with the same SOC 2018 code carries this value
- Data source: ILOPublished: 2025
0.62
0.09Range of values carried here0.70Group-level value
Scale, basis and source
Generative AI exposure index, 0–1 as published
Published per ISCO-08 unit group. Linked to this occupation, wholly or in part, by applying U.S. Bureau of Labor Statistics crosswalks (ISCO-08 to 2010 SOC, 2010 SOC to 2018 SOC) as published
What kind of figure this source publishes
The BLS category is a relative rank, not an absolute level, and it is not a first-hand measurement: it groups an occupation's percentile ranks across several published studies into four bands. It is not an employment or wage forecast, not a probability of adoption, and it does not separate automation from augmentation.
Task-level exposure
Show 15 hidden tasks17 rated tasks · 16 tasks with β ≥ 0.5 (94.1%)
β = direct exposure (E1) + 0.5 × exposure when tools are available (E2), per the source repository's definition.
- Source unit: O*NET 27.2 tasks → O*NET 31.0 occupation code
- All rated tasks are in the O*NET 31.0 task list.
- Source
- OpenAI "GPTs are GPTs" exposure rubric
- Release
- gh-main-0471612
- License
- MIT License, Copyright (c) 2024 OpenAI
| Task (O*NET 20.1) | Claude.aiRaw / share % | APIRaw / share % |
|---|---|---|
Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact.13-2061.00 | 0.047086.9 | 0.0239100.0 |
Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions.13-2061.00 | 0.007113.1 | —0 |
Values in this tab are predicted labels, not observations. Eloundou et al. (2023) published two rating regimes — human raters and GPT-4 — and the β shown here is derived from the GPT-4 rater basis alone; the same task can take a different value under the other regime. The unit and the meaning differ from the observed shares (%) in the other tabs, so do not place them on the same axis.
| Task (O*NET 27.2) | βE1 + 0.5 × E2 |
|---|---|
Train other examiners in the financial examination process.O*NET Task ID 7322 | 1.0 |
Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.O*NET Task ID 7314 | 0.5 |
Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact.O*NET Task ID 7315 | 0.5 |
Plan, supervise, and review work of assigned subordinates.O*NET Task ID 7316 | 0.5 |
Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions.O*NET Task ID 7317 | 0.5 |
Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management.O*NET Task ID 7318 | 0.5 |
Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.O*NET Task ID 7319 | 0.5 |
Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.O*NET Task ID 7320 | 0.5 |
Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines.O*NET Task ID 7321 | 0.5 |
Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.O*NET Task ID 7323 | 0.5 |
Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures.O*NET Task ID 7325 | 0.5 |
Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection.O*NET Task ID 7326 | 0.5 |
Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.O*NET Task ID 7327 | 0.5 |
Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures.O*NET Task ID 7328 | 0.5 |
Confer with officials of real estate, securities, or financial institution industries to exchange views and discuss issues or pending cases.O*NET Task ID 7329 | 0.5 |
Provide regulatory compliance training to employees.O*NET Task ID 20190 | 0.5 |
β = E1 + 0.5 × E2 · E1 = tasks where direct LLM access alone cuts time by at least 50%, E2 = tasks where software built on top of an LLM cuts time by at least 50%. Values take only 0 / 0.5 / 1.0.
Data sources & licenses — O*NET®, Anthropic Economic Index, Eloundou et al. (2023): see full notices on the Credits page
All O*NET 31.0 task statements (17)
All O*NET 31.0 task statements for this occupation (English, as published; task type core or supplemental). Exposure values are not listed here; they are in the table above, next to each task statement as worded in the O*NET version each source used.
| Task (O*NET 31.0) | Type |
|---|---|
| Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency. | Core |
| Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact. | Core |
| Plan, supervise, and review work of assigned subordinates. | Core |
| Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions. | Core |
| Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management. | Core |
| Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions. | Core |
| Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities. | Core |
| Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines. | Core |
| Train other examiners in the financial examination process. | Core |
| Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation. | Core |
| Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings. | Core |
| Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures. | Core |
| Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection. | Core |
| Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts. | Core |
| Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures. | Core |
| Provide regulatory compliance training to employees. | Core |
| Confer with officials of real estate, securities, or financial institution industries to exchange views and discuss issues or pending cases. | Supplemental |
0.00/ 3· Robot exposure index
Scale, basis and source
Each physical task is graded 0–3 by the setting in which robots that have been deployed, sold or demonstrated could do it (0 none · 1 purpose-built robot settings such as a fenced machine cell or a bottling line · 2 structured facilities such as a hospital pharmacy or a container port · 3 unstructured settings such as a private home or a construction site), and the grades are averaged by share of working time
Physical tasks among this occupation's O*NET 29.3 tasks
Anthropic estimated the grades and time shares with Claude Opus 5 using web search, as of 2026.
The robot exposure index is a different measure from the AI exposure figures on this site and cannot be added to or compared with them. It does not measure actual adoption or cost, and 0 also covers occupations with no physical tasks.
Tier of each physical task
None of this occupation's O*NET 29.3 tasks is classified as a physical task.
Occupation information
Employment outlook (BLS)
- Employment, 2025
- 70K
- Projected employment, 2035
- 77K
- Change (2025–35)
- +9.3%
- Median annual wage, 2025
- $94,160
- Typical education needed for entry
- Bachelor's degree
Korea classification links (KSCO)
Links from the current release of the Korea Occupation Direct Crosswalk v1.1, made by AI Changing Work. Relation values are read from the O*NET-SOC occupation side.
| KSCO code | KSCO title | Relation | Status |
|---|---|---|---|
| 28299 | 그 외 금융 및 보험 관련 전문가 | Related, not a match | confirmed |
Relation and status definitions(kr-direct v1.1)
ILO occupational description
AI Changing Work links the ISCO-08 unit groups below to this occupation by applying the U.S. Bureau of Labor Statistics crosswalks (2018 SOC to 2010 SOC, 2010 SOC to ISCO-08) as published, without case-by-case selection; each link may be whole or partial.
- ISCO-08 2413Financial Analysts
The definition, tasks and examples below are the ILO's description of that unit group, not of this occupation.
Financial analysts conduct quantitative analyses of information affecting investment programmes of public or private institutions.
Tasks
- (a) analysing financial information to produce forecasts of business, industry, and economic conditions for use in making investment decisions;
- (b) maintaining knowledge and staying abreast of developments in the fields of industrial technology, business, finance, and economic theory;
- (c) interpreting data affecting investment programmes, such as price, yield, stability, future trends in investment risks and economic influences;
- (d) monitoring economic, industrial, and corporate developments through analysis of information obtained from financial publications and services, investment banking firms, government agencies, trade publications, company sources and personal interviews;
- (e) recommending investments and investment timing to companies, investment firm staff or the investing public;
- (f) determining the prices at which securities should be syndicated and offered to the public;
- (g) preparing plans of action for investment based on financial analyses;
- (h) evaluating and comparing the relative quality of various securities in a given industry;
- (i) presenting oral and written reports on general economic trends, individual corporations, and entire industries.
Example occupations
Bond analyst · Investment analyst · Securities consultant
Sources: ILO ISCO-08 — details: Credits
ESCO occupational vocabulary
Each entry below is matched to this occupation in the published ESCO-O*NET Crosswalk (version 1, 2022). The match types are that crosswalk's; the wording is AI Changing Work's.
- financial auditorESCO 2411.1.7Same scope
Financial auditors collect and examine financial data for clients, organisations and companies. They ensure the financial data is properly maintained and free of material misstatements due to error or fraud, that it adds up, and functions legally and effectively. They review lending and credit policies or numbers in databases and documents, evaluate, consult and assist the source of the transaction if necessary. They use their review of the client's financial governance as assurance to give testimony to the shareholders, stakeholders and board of directors of the organisation or company that all is up to par.
Source: European Commission, DG EMPL — ESCO API 2026-08-08 (bridge v1.2.1)
License: CC BY 4.0 (EU Reuse Notice)
ESCO reuse terms and the modification notice are in Credits.
France classification links (ROME)
AI Changing Work's links between this occupation and ROME 4.0 job profiles, judged with AI models. Relations are read from this occupation's side. Links marked “provisional” were adopted on the judgments of two judges from the same model family (Claude) alone, or by an operator rule applied to their judgments, so they rest on weaker evidence than confirmed links.
| ROME code | ROME title (French) | Relation |
|---|---|---|
| C1215 | Contrôleur / Contrôleuse de banque | Overlapping, not the sameprovisional |
| C1209 | Spécialiste de la vérification client | Related, not a matchprovisional |
| M1202 | Auditeur comptable et financier / Auditrice comptable et financière | Related, not a matchprovisional |
Source: France Travail — Répertoire Opérationnel des Métiers et des Emplois (ROME 4.0), version 61, last updated 15 June 2026 (https://www.data.gouv.fr/datasets/repertoire-operationnel-des-metiers-et-des-emplois-rome). Licence Ouverte 2.0.
ROME codes and titles are reproduced unchanged; the links to O*NET-SOC occupations are AI Changing Work's own judgment and are not a France Travail correspondence.
(AI Changing Work link release: fr-direct v1)
Spain classification links (CNO-11)
AI Changing Work's links between this occupation and CNO-11 occupations, judged with AI models. Relations are read from this occupation's side.
| CNO-11 code | CNO-11 title (Spanish) | Relation |
|---|---|---|
| 2611 | Especialistas en contabilidad | Related, not a matchprovisional |
| 2623 | Especialistas de la Administración Pública | Related, not a matchprovisional |
Source: Instituto Nacional de Estadística (INE), National Classification of Occupations 2011 (CNO-11, Royal Decree 1591/2010) — www.ine.es · Licensed CC BY 4.0. CNO-11 codes and Spanish titles are reproduced unchanged; the links to O*NET occupations are AI Changing Work's own judgment and are not an INE correspondence.
(AI Changing Work link release: es-direct v1)
Germany classification links (KldB)
AI Changing Work's links between this occupation and KldB occupations, judged with AI models. Relations are read from this occupation's side.
| KldB code | KldB title (German) | Relation |
|---|---|---|
| 71384 | Berufe in der Unternehmensorganisation und -strategie (sonstige spezifische Tätigkeitsangabe) - hoch komplexe Tätigkeiten | Related, not a matchprovisional |
| 72184 | Berufe in Versicherungs- und Finanzdienstleistungen (sonstige spezifische Tätigkeitsangabe) - hoch komplexe Tätigkeiten | Related, not a matchprovisional |
| 72244 | Berufe in Wirtschaftsprüfung - hoch komplexe Tätigkeiten | Related, not a matchprovisional |
Source: © Statistik der Bundesagentur für Arbeit — Klassifikation der Berufe 2010 – überarbeitete Fassung 2020, https://statistik.arbeitsagentur.de. KldB codes and titles are reproduced unchanged; the links to O*NET occupations are AI Changing Work's own mapping (eigene Zuordnung) and are not a Bundesagentur für Arbeit correspondence.
(AI Changing Work link release: de-direct v1)
Japan classification links (JSCO)
AI Changing Work's links between this occupation and JSCO occupations, judged with AI models. Relations are read from this occupation's side.
| JSCO code | JSCO title (Japanese) | Relation |
|---|---|---|
| 249 | 他に分類されない専門的職業従事者 | Related, not a match |
| 259 | その他の一般事務従事者 | Related, not a match |
Source: Ministry of Internal Affairs and Communications (MIC), Japan Standard Occupational Classification (Dec. 2009, MIC Notification No. 555). JSCO codes and Japanese titles are reproduced unchanged; the links to O*NET occupations are AI Changing Work's own judgment and are not a MIC correspondence.
(AI Changing Work link release: jp-direct v1)
Recent Changes Related to This Occupation
Summaries and relation labels are AI Changing Work's own; check any figures against the linked source.
Related ATE 0.42 by 2027 in SF Bay Tier 1. Part of the 91.7% of financial occupations crossing moderate-risk threshold in Tier 1 by 2027.
[Source: arXiv 2604.00186 (Gupta & Kumar, 2026)]
Sources, licenses and AI Changing Work's modification and translation notices for this page: Credits & sources