Code O*NET-SOC
13-2072.00

Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, loan underwriters, and payday loan officers.

Les intitulés des métiers et les énoncés de tâches sont affichés en anglais, tels que publiés. Les libellés, y compris les types de tâches, sont traduits.

Exposition à l'IA

  • Source des données: BLSPublié: 2026-08

    Très élevée· relative

    FaibleQuatre bandes relativesTrès élevée

    Valeur par groupe professionnel

    Échelle, base et source

    Quatre bandes relatives (Faible / Modérée / Élevée / Très élevée)

    831 métiers détaillés du tableau des projections d'emploi du BLS. La valeur est attribuée par code de la National Employment Matrix (NEM), si bien que les métiers partageant un code NEM reçoivent la même bande

    Jeu de données source (téléchargement XLSX)

  • Source des données: AnthropicPublié: 2026-03

    0.186

    0.000Étendue des valeurs présentées ici0.745
    Échelle, base et source

    Indice d'exposition observée, 0–1 tel que publié

    Rapporté aux tâches O*NET

    Publié par profession SOC 2018 ; chaque profession O*NET ayant le même code SOC 2018 reçoit cette valeur

    Jeu de données source (téléchargement CSV)

  • Source des données: ILOPublié: 2025

    0.60

    0.09Étendue des valeurs présentées ici0.70

    Valeur par groupe professionnel

    Échelle, base et source

    Indice d'exposition à l'IA générative, 0–1 tel que publié

    Publié par groupe de base ISCO-08. Relié à ce métier, en tout ou en partie, en appliquant tels que publiés les tableaux de correspondance du U.S. Bureau of Labor Statistics (ISCO-08 vers SOC 2010, SOC 2010 vers SOC 2018)

    Jeu de données source (téléchargement PDF)

Quelle est la nature de la valeur publiée par cette source

La catégorie BLS est un rang relatif et non un niveau absolu, et ce n'est pas une mesure de première main : elle regroupe en quatre bandes les rangs centiles du métier dans plusieurs études publiées. Ce n'est ni une prévision d'emploi ou de salaire, ni une probabilité d'adoption, et elle ne distingue pas automatisation et augmentation.

Exposition à l’IA (grille d’OpenAI)

30 tâches évaluées · 29 tâches avec β ≥ 0,5 (96.7%)

β = exposition directe (E1) + 0,5 × exposition lorsque des outils sont disponibles (E2), selon la définition du dépôt source.

  • Unité source : tâches O*NET 27.2 → code de métier O*NET 31.0
  • Toutes les tâches notées figurent dans la liste des tâches O*NET 31.0.
Source
OpenAI "GPTs are GPTs" exposure rubric
Version
gh-main-0471612
Licence
MIT License, Copyright (c) 2024 OpenAI

Tâches

Énoncés de tâches de l’O*NET® 31.0 Database, les tâches principales d’abord.

TâcheTypeβ (OpenAI)
Approve loans within specified limits, and refer loan applications outside those limits to management for approval.Principale0,5
Meet with applicants to obtain information for loan applications and to answer questions about the process.Principale0,5
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.Principale0,5
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.Principale1
Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.Principale0,5
Review and update credit and loan files.Principale0,5
Review loan agreements to ensure that they are complete and accurate according to policy.Principale1
Compute payment schedules.Principale1
Stay abreast of new types of loans and other financial services and products to better meet customers' needs.Principale0,5
Submit applications to credit analysts for verification and recommendation.Principale0,5
Handle customer complaints and take appropriate action to resolve them.Principale0,5
Work with clients to identify their financial goals and to find ways of reaching those goals.Principale0,5
Market bank products to individuals and firms, promoting bank services that may meet customers' needs.Principale0,5
Analyze potential loan markets and develop referral networks to locate prospects for loans.Principale0,5
Supervise loan personnel.Complémentaire0
Set credit policies, credit lines, procedures and standards in conjunction with senior managers.Complémentaire0,5
Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.Complémentaire1
Assist in selection of financial award candidates using electronic databases to certify loan eligibility.—0,5
Authorize or sign mail collection letters.—1
Calculate amount of debt and funds available to plan methods of payoff and to estimate time for debt liquidation.—0,5
Confer with underwriters to resolve mortgage application problems.—0,5
Contact applicants or creditors to resolve questions about applications or to assist with completion of paperwork.—0,5
Contact borrowers with delinquent accounts to obtain payment in full or to negotiate repayment plans.—0,5
Counsel clients on personal and family financial problems, such as excessive spending or borrowing of funds.—0,5
Establish payment priorities according to credit terms and interest rates to reduce clients' overall costs.—0,5
Inform individuals and groups about the financial assistance available to college or university students.—0,5
Maintain and review account records, updating and recategorizing them according to status changes.—0,5
Match individuals' needs and eligibility with available financial aid programs to provide informed recommendations.—0,5
Review accounts to determine write-offs for collection agencies.—0,5
Review billing for accuracy.—1

Informations professionnelles

Sources et attribution

This page includes information from the O*NET® 31.0 Database (https://www.onetcenter.org/database.html) by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA). Used under the CC BY 4.0 license (https://creativecommons.org/licenses/by/4.0/). O*NET® is a trademark of USDOL/ETA. AI Changing Work has modified all or some of this information: the O*NET-SOC code, title and task statements are reproduced in English without change; task-type labels are shown in the page's language and tasks are listed core first; any Korean occupation title shown on the Korean-language page is AI Changing Work's translation; any KSCO-8 unit groups linked to this occupation were paired with it by AI Changing Work's judgment, and the relation labels and statuses are AI Changing Work's additions. USDOL/ETA has not approved, endorsed, or tested these modifications.

Any AI exposure figures on this page are published by third parties, not by AI Changing Work, and none is part of the O*NET information. OpenAI publishes task-level scores (MIT License) for O*NET 27.2 task statements; each is shown next to the O*NET 31.0 task statement with the same task ID, whose wording can differ from the 27.2 statement that was scored. OpenAI also publishes occupation-level scores for O*NET-SOC codes in the same release, and any such score is shown on the O*NET occupation with the same code. Anthropic publishes an observed exposure index in the Anthropic Economic Index (CC-BY), and the U.S. Bureau of Labor Statistics publishes relative AI exposure categories (public domain); both are published per SOC code, and each value is shown on every O*NET occupation with that code. The International Labour Organization publishes a generative AI exposure index in ILO Working Paper 140 (CC BY 4.0) for ISCO-08 unit groups; AI Changing Work links those groups to O*NET occupations by applying the U.S. Bureau of Labor Statistics ISCO-08 to 2010 SOC and 2010 SOC to 2018 SOC crosswalks as published, without case-by-case selection, and these crosswalks match many groups only in part. Where several unit groups are linked, each group's published value is listed, and any summary shows only the lowest and highest of those values with the number of groups; no exposure figure is averaged or recalculated. Any employment figures are published by the U.S. Bureau of Labor Statistics for the SOC group containing this occupation. Each source is credited where its figures are shown.

O*NET OnLine: 13-2072.00 Loan Officers

KSCO 코드·명칭: 한국표준직업분류(제8차 개정) — 통계청 고시 제2024-328호 (2024-07-01 고시, 2025-01-01 시행). 저작권법 제7조 제2호의 고시 항목이다. 명칭 표기(가운뎃점·띄어쓰기)는 해설서 2차 정오 반영판의 표기를 따랐으며, 고시 항목표와는 18개 명칭에서 가운뎃점 글리프나 띄어쓰기만 다르다. 통계청은 2025년 10월 국가데이터처로 개편되었다. 이 페이지의 KSCO 연결은 통계청·국가데이터처의 공식 연계표가 아니다.

Attribution et licences complètes