Financial Examiners

Business and Financial Operations Occupations

O*NET-SOC 代码: 13-2061.00

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

数据来源: BLS发布时间: 2026-08
很高· 相对
低四级相对区间很高
职业群单位数值
尺度 · 母数 · 来源
四级相对类别（低 / 中等 / 高 / 很高）
以BLS就业预测表中831个细分职业为基数。取值按 NEM（全国就业矩阵）代码给定，因此共用同一 NEM 代码的职业得到相同分档
来源数据集（XLSX 文件下载）
数据来源: Anthropic发布时间: 2026-03
0.043
0.000此处所载数值的范围0.745
尺度 · 母数 · 来源
观测暴露度指数，按发布原值0–1
以O*NET任务映射为基准
按 SOC 2018 职业发布的数值；具有相同 SOC 2018 代码的所有 O*NET 职业均显示此值
来源数据集（CSV 文件下载）
数据来源: ILO发布时间: 2025
0.62
0.09此处所载数值的范围0.70
职业群单位数值
尺度 · 母数 · 来源
生成式AI暴露度指数，按发布原值0–1
按 ISCO-08 细类（4 位）发布的数值。按原样应用美国劳工统计局（BLS）的官方对照表（ISCO-08→2010 SOC、2010 SOC→2018 SOC）关联到本职业，对应关系为全部或部分对应
来源数据集（PDF 文件下载）

该来源发布的是什么性质的数值

BLS的类别是相对排位而非绝对水平，也不是一手测量：它把多项已发表研究给出的职业百分位排名归并为四个等级。它不是就业或工资预测，不是采用概率，也不区分自动化与增强。

Task-level exposure

仅显示有暴露的工作

已评分任务 17 项 · β ≥ 0.5 的任务 16 项（94.1%）

β = 直接暴露（E1）+ 0.5 × 借助工具时的暴露（E2），依据原始代码库的定义。

原始单位：O*NET 27.2 任务 → O*NET 31.0 职业代码
所有已评分任务均在 O*NET 31.0 任务列表中。

来源: OpenAI "GPTs are GPTs" exposure rubric
版本: gh-main-0471612
许可: MIT License, Copyright (c) 2024 OpenAI

Task (O*NET 30.2)	Claude.aiRaw / share %	APIRaw / share %
Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions. 13-2061.00	0.060075.0	0.020018.2
Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact. 13-2061.00	0.020025.0	0.090081.8
Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions. 13-2061.00	0.00000.0	0.00000.0
Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.	—0	0.00000.0
Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines.	—0	0.00000.0
Not observed on any surface — 12 task(s) — These tasks have no row in the source for this release. The 0 in the share row is a display-stage composition ratio; absence is what the — in the raw row states.
Plan, supervise, and review work of assigned subordinates.	—0	—0
Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management.	—0	—0
Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.	—0	—0
Train other examiners in the financial examination process.	—0	—0
Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.	—0	—0
Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings.	—0	—0
Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures.	—0	—0
Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection.	—0	—0
Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.	—0	—0
Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures.	—0	—0
Provide regulatory compliance training to employees.	—0	—0
Confer with officials of real estate, securities, or financial institution industries to exchange views and discuss issues or pending cases.	—0	—0

Values in this tab are predicted labels, not observations. Eloundou et al. (2023) published two rating regimes — human raters and GPT-4 — and the β shown here is derived from the GPT-4 rater basis alone; the same task can take a different value under the other regime. The unit and the meaning differ from the observed shares (%) in the other tabs, so do not place them on the same axis.

Task (O*NET 27.2)	βE1 + 0.5 × E2
Train other examiners in the financial examination process. O*NET Task ID 7322	1.0
Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency. O*NET Task ID 7314	0.5
Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact. O*NET Task ID 7315	0.5
Plan, supervise, and review work of assigned subordinates. O*NET Task ID 7316	0.5
Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions. O*NET Task ID 7317	0.5
Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management. O*NET Task ID 7318	0.5
Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions. O*NET Task ID 7319	0.5
Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities. O*NET Task ID 7320	0.5
Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines. O*NET Task ID 7321	0.5
Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation. O*NET Task ID 7323	0.5
Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures. O*NET Task ID 7325	0.5
Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection. O*NET Task ID 7326	0.5
Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts. O*NET Task ID 7327	0.5
Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures. O*NET Task ID 7328	0.5
Confer with officials of real estate, securities, or financial institution industries to exchange views and discuss issues or pending cases. O*NET Task ID 7329	0.5
Provide regulatory compliance training to employees. O*NET Task ID 20190	0.5
再显示 6 项工作 ▾收起 ▴
Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings. O*NET Task ID 7324	0.0

β = E1 + 0.5 × E2 · E1 = tasks where direct LLM access alone cuts time by at least 50%, E2 = tasks where software built on top of an LLM cuts time by at least 50%. Values take only 0 / 0.5 / 1.0.

Data sources & licenses — O*NET®, Anthropic Economic Index, Eloundou et al. (2023): see full notices on the Credits page

O*NET 31.0 全部任务（17 项）

本职业在 O*NET 31.0 中的全部任务（英文原文；任务类型为核心或补充）。暴露值不列在此清单中，而在上方表格里，位于各来源所用 O*NET 版本的任务表述旁。

任务（O*NET 31.0）	类型
Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.	核心
Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact.	核心
Plan, supervise, and review work of assigned subordinates.	核心
Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions.	核心
Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management.	核心
Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.	核心
Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.	核心
Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines.	核心
Train other examiners in the financial examination process.	核心
Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.	核心
Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings.	核心
Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures.	核心
Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection.	核心
Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.	核心
Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures.	核心
Provide regulatory compliance training to employees.	核心
Confer with officials of real estate, securities, or financial institution industries to exchange views and discuss issues or pending cases.	补充

就业展望（BLS）

就业人数，2025: 70K
预计就业人数，2035: 77K
变化 (2025–35): +9.3%
年薪中位数，2025: $94,160
入职通常所需学历: Bachelor's degree

最低 $30,890BLS EP 2025–35 中 825 个细分职业的工资中位数范围最高 $559,030

来源: U.S. Bureau of Labor Statistics, Employment Projections 2025–35 — Employment by detailed occupation, 2025 and projected 2035

韩国职业分类关联（KSCO）

来自 AI Changing Work 制作的 Korea Occupation Direct Crosswalk v1.1 当前版本的关联。关系值从 O*NET-SOC 职业一侧解读。

KSCO 代码	KSCO 名称	关系	状态
28299	그 외 금융 및 보험 관련 전문가	相关，但不对应	已确认

关系与状态的定义(kr-direct v1.1)

国际劳工组织（ILO）职业说明

以下 ISCO-08 职业组由 AI Changing Work 原样套用美国劳工统计局（BLS）发布的对照表（2018 SOC→2010 SOC、2010 SOC→ISCO-08）、不逐案取舍，与本职业相关联；每项关联可能是完全对应，也可能是部分对应。

ISCO-08 2413Financial Analysts
财务分析师

自行翻译

自行翻译 · 非 ISCO 官方词汇 — 未经国际劳工组织审核。

以下定义、任务和职业示例是 ILO 对该 ISCO-08 职业组的描述，而不是对本职业的描述。

Financial analysts conduct quantitative analyses of information affecting investment programmes of public or private institutions.

任务

(a) analysing financial information to produce forecasts of business, industry, and economic conditions for use in making investment decisions;
(b) maintaining knowledge and staying abreast of developments in the fields of industrial technology, business, finance, and economic theory;
(c) interpreting data affecting investment programmes, such as price, yield, stability, future trends in investment risks and economic influences;
(d) monitoring economic, industrial, and corporate developments through analysis of information obtained from financial publications and services, investment banking firms, government agencies, trade publications, company sources and personal interviews;
(e) recommending investments and investment timing to companies, investment firm staff or the investing public;
(f) determining the prices at which securities should be syndicated and offered to the public;
(g) preparing plans of action for investment based on financial analyses;
(h) evaluating and comparing the relative quality of various securities in a given industry;
(i) presenting oral and written reports on general economic trends, individual corporations, and entire industries.

职业示例

Bond analyst · Investment analyst · Securities consultant

Sources: ILO ISCO-08 — details: Credits

ESCO 职业词汇

以下每一项都是在已公开的ESCO-O*NET Crosswalk（第 1 版，2022 年）中与本职业逐项对应的。对应类型出自该对照表；表述出自 AI Changing Work。

financial auditorESCO 2411.1.7范围相同
Financial auditors collect and examine financial data for clients, organisations and companies. They ensure the financial data is properly maintained and free of material misstatements due to error or fraud, that it adds up, and functions legally and effectively. They review lending and credit policies or numbers in databases and documents, evaluate, consult and assist the source of the transaction if necessary. They use their review of the client's financial governance as assurance to give testimony to the shareholders, stakeholders and board of directors of the organisation or company that all is up to par.

来源: European Commission, DG EMPL — ESCO API 2026-08-08 (bridge v1.2.1)

许可: CC BY 4.0 (EU Reuse Notice)

查看原文

ESCO reuse terms and the modification notice are in Credits.

法国职业分类关联（ROME）

本职业与 ROME 4.0 职业条目（fiche）之间的关联，由 AI Changing Work 借助 AI 模型判定。关系从本职业一侧解读。标为「暂定」的关联仅凭同一模型系列（Claude）两位判定者的判定采纳，或对其判定适用运营方规则后采纳，因此其依据弱于已确认的关联。

ROME 代码	ROME 名称（法语）	关系
C1215	Contrôleur / Contrôleuse de banque	有重叠，但不相同暂定
C1209	Spécialiste de la vérification client	相关，但不对应暂定
M1202	Auditeur comptable et financier / Auditrice comptable et financière	相关，但不对应暂定

Source: France Travail — Répertoire Opérationnel des Métiers et des Emplois (ROME 4.0), version 61, last updated 15 June 2026 (https://www.data.gouv.fr/datasets/repertoire-operationnel-des-metiers-et-des-emplois-rome). Licence Ouverte 2.0.

ROME codes and titles are reproduced unchanged; the links to O*NET-SOC occupations are AI Changing Work's own judgment and are not a France Travail correspondence.

(AI Changing Work link release: fr-direct v1)

西班牙职业分类关联（CNO-11）

本职业与 CNO-11 职业之间的关联，由 AI Changing Work 借助 AI 模型判定。关系从本职业一侧解读。

CNO-11 代码	CNO-11 名称（西班牙语）	关系
2611	Especialistas en contabilidad	相关，但不对应暂定
2623	Especialistas de la Administración Pública	相关，但不对应暂定

Source: Instituto Nacional de Estadística (INE), National Classification of Occupations 2011 (CNO-11, Royal Decree 1591/2010) — www.ine.es · Licensed CC BY 4.0. CNO-11 codes and Spanish titles are reproduced unchanged; the links to O*NET occupations are AI Changing Work's own judgment and are not an INE correspondence.

(AI Changing Work link release: es-direct v1)

德国职业分类关联（KldB）

本职业与 KldB 职业之间的关联，由 AI Changing Work 借助 AI 模型判定。关系从本职业一侧解读。

KldB 代码	KldB 名称（德语）	关系
71384	Berufe in der Unternehmensorganisation und -strategie (sonstige spezifische Tätigkeitsangabe) - hoch komplexe Tätigkeiten	相关，但不对应暂定
72184	Berufe in Versicherungs- und Finanzdienstleistungen (sonstige spezifische Tätigkeitsangabe) - hoch komplexe Tätigkeiten	相关，但不对应暂定
72244	Berufe in Wirtschaftsprüfung - hoch komplexe Tätigkeiten	相关，但不对应暂定

Source: © Statistik der Bundesagentur für Arbeit — Klassifikation der Berufe 2010 – überarbeitete Fassung 2020, https://statistik.arbeitsagentur.de. KldB codes and titles are reproduced unchanged; the links to O*NET occupations are AI Changing Work's own mapping (eigene Zuordnung) and are not a Bundesagentur für Arbeit correspondence.

(AI Changing Work link release: de-direct v1)

日本职业分类关联（JSCO）

本职业与 JSCO 职业之间的关联，由 AI Changing Work 借助 AI 模型判定。关系从本职业一侧解读。

JSCO 代码	JSCO 名称（日语）	关系
249	他に分類されない専門的職業従事者	相关，但不对应
259	その他の一般事務従事者	相关，但不对应

Source: Ministry of Internal Affairs and Communications (MIC), Japan Standard Occupational Classification (Dec. 2009, MIC Notification No. 555). JSCO codes and Japanese titles are reproduced unchanged; the links to O*NET occupations are AI Changing Work's own judgment and are not a MIC correspondence.

(AI Changing Work link release: jp-direct v1)

与本职业相关的近期变化

摘要和关联标注由 AI Changing Work 撰写和判断；数字请以所链接的来源为准。

相关2026年3月: ATE 0.42 by 2027 in SF Bay Tier 1. Part of the 91.7% of financial occupations crossing moderate-risk threshold in Tier 1 by 2027.
[来源: arXiv 2604.00186 (Gupta & Kumar, 2026)]

本页数据的来源与许可，以及 AI Changing Work 的修改与翻译说明：致谢与来源