Credit Analysts
United States · BLS Employment Projections 2024–34 (figures for SOC 13-2041 occupational group)
AI exposure in published research
Figures below are reproduced from external datasets without modification. Where a dataset does not cover this occupation, the value is shown as — rather than as zero.
Data provider: OpenAI · "GPTs are GPTs"
Time basis: 2023 baselineex-ante estimate
Scored against GPT-4-generation capability.
- Human rater basis
- 55.6%
- GPT-4 rater basis
- 55.6%
β = direct exposure (E1) + 0.5 × exposure when tools are available (E2), per the source repository's definition.
11 rated tasks · 11 tasks with β ≥ 0.5 (100.0%)
- Version:
- gh-main-0471612
- License:
- MIT License · Copyright (c) 2024 OpenAI
Data provider: Anthropic Economic Index
Time basis: Published 2026-03-05composite index
- Observed exposure
- 16.9%
Theoretical exposure index weighted by measured Claude usage, per the original report's definition.
8 tasks · usage observed in 1 · mean 11.7%
Data: Anthropic Economic Index — labor_market_impacts, CC-BY, https://huggingface.co/datasets/Anthropic/EconomicIndex
AI Changing Work uses Anthropic Economic Index data under CC-BY; Anthropic does not endorse or sponsor this site or its analyses.
- Version:
- hf-lmi-2026-03
- License:
- CC BY 4.0
- Observation period:
- — (not applicable to this release)
- Model:
- — (not stated by the source)
- Definition source:
- https://www.anthropic.com/research/labor-market-impacts
2023 prediction vs observation-based index published 2026-03-05
One card (GPTs are GPTs) is a 2023 estimate of what AI could theoretically do; the other (Anthropic Economic Index) is built from observed usage and was published on 2026-03-05 — that is its publication date, not the period it observed. They measure different things, so the two figures cannot be added, averaged, or ranked against each other. The older figure is kept here as a baseline for comparison rather than removed.
Caution: the Anthropic figures — observed exposure and task penetration — take the Eloundou β as one of their inputs. The two sides resembling each other is therefore not evidence that the earlier prediction came true; reading it that way is circular reasoning.
The Anthropic figures are measured on Claude users, who are not the whole economy and not the whole workforce.
The mapping of O*NET tasks and occupation codes was performed by AI Changing Work. The source figures themselves were not modified.
These indices are not forecasts. Which point in time each one belongs to is stated on the badge on its card.
Task Breakdown
- Score and rank credit applications using financial models
- Analyze financial statements and cash flow projections
- Generate credit risk assessment reports
- Present findings and recommendations to lending committees
About This Occupation
If you work as a Credit Analyst, AI is reshaping your profession. With an automation risk of 74/100 and overall exposure at 78%, this role faces very-high transformation. The highest-impact area is score and rank credit applications using financial models at 92% automation. This is classified as an 'automate' role. BLS projects -4% growth through 2034. AI-driven credit scoring and financial analysis are replacing traditional manual review, making this one of the most disrupted roles in finance.
ISCO-08 classification
Financial Analysts
Definition
ILO original text (English)
Financial analysts conduct quantitative analyses of information affecting investment programmes of public or private institutions.
Definition & vocabulary source
Source: International Labour Organization (ILO) — ISCO-08 Structure
License: ILO CC BY 4.0
Official occupational information
- ONET13-2041.00
Credit Analysts
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
View original - ONET13-2051.00
Financial and Investment Analysts
Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.
View original - ONET13-2061.00
Financial Examiners
Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.
View original
Frequently Asked Questions
The Anthropic Economic Index puts observed exposure at 16.9%. The OpenAI "GPTs are GPTs" rubric puts occupation-level β at 55.6% under human raters. Both figures are reproduced from published research without modification.
They come from two published datasets: the Anthropic Economic Index (labor_market_impacts, CC BY 4.0) and the OpenAI "GPTs are GPTs" exposure rubric (MIT License, Copyright (c) 2024 OpenAI). AI Changing Work maps them onto O*NET occupation and task codes and does not calculate exposure scores of its own. AI Changing Work uses Anthropic Economic Index data under CC-BY; Anthropic does not endorse or sponsor this site or its analyses.
No. They are a diagnosis of exposure as measured at the time each source dataset was published. AI Changing Work publishes no prediction of future automation or job displacement for this occupation.
Recent Changes Affecting This Occupation
Apr 2026: arXiv 2604.00186 (Gupta & Kumar, 2026) projects Agentic Task Exposure (ATE) score of 0.43 by 2027 in SF Bay Area Tier 1, reaching 0.47 by 2030 — the highest in the 236-occupation dataset. Crosses moderate-risk threshold (ATE ≥ 0.35).
[Source: arXiv 2604.00186 (Gupta & Kumar, 2026)]Mar 2026: New Agentic Task Exposure (ATE) framework scores credit analysts among the highest-risk occupations (ATE 0.43-0.47) for agentic AI workflow displacement by 2030.
[Source: Gupta & Kumar (2026) Agentic AI and Occupational Displacement]Mar 2026: Published evergreen blog post. 78% exposure, 74% risk (highest in finance), BLS -4% decline.
[Source: AI Changing Work Blog]