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Insurance Policy Clerks

Office & Administrative Supportvery highautomate
BLS 2024-34: -6%
Median Wage: $44,020
Employment: 268K

Overall Exposure

70+15

2025 vs 2023

Theoretical Exposure

86

What AI could do

Observed Exposure

50

What AI actually does

Automation Risk Score

72

Displacement risk

3-Year Outlook (2025 โ†’ 2028)

Projected changes in AI automation metrics over the next 3 years based on estimated data.

Overall Exposure

70โ†’85
+15

2025 โ†’ 2028 (estimated)

Theoretical Exposure

86โ†’95
+9

2025 โ†’ 2028 (estimated)

Observed Exposure

50โ†’68
+18

2025 โ†’ 2028 (estimated)

Automation Risk

72โ†’85
+13

2025 โ†’ 2028 (estimated)

Exposure Metrics (2023 - 2028)

Detailed Metrics Table

YearOverallTheoreticalObservedRiskData Type
202355753260actual
202463814266actual
202570865072actual
202676905777estimated
202781936381estimated
202885956885estimated

Task Breakdown

Process new policy applications and endorsements
82%ฮฒ 1
Verify and enter policyholder data into systems
88%ฮฒ 1
Correspond with policyholders regarding coverage changes
65%ฮฒ 0.5
Calculate premiums and process policy renewals
90%ฮฒ 1

About This Occupation

If you work as an Insurance Policy Clerk, AI is rapidly transforming your role. With an automation risk of 72/100 and overall exposure at 70%, this role faces very high transformation. The highest-impact area is calculating premiums and processing policy renewals at 90% automation. This is classified as an 'automate' role. BLS projects -6% decline through 2034. The most resilient task is corresponding with policyholders regarding coverage changes (65% automation), where human empathy and nuance remain valuable.

Frequently Asked Questions

With an automation risk score of 72%, Insurance Policy Clerks faces a significant risk of AI-driven displacement. Many core tasks in this role can be automated by current AI systems. However, full replacement is unlikely in the near term -- AI will more likely transform the role rather than eliminate it entirely.

The AI automation risk score for Insurance Policy Clerks is 72% (2025 data). Overall AI exposure is 70%, with 86% theoretical exposure and 50% observed exposure. The risk trend from 2023 to 2025 is +12 points.

The tasks with the highest automation potential for Insurance Policy Clerks are: Calculate premiums and process policy renewals (90%), Verify and enter policyholder data into systems (88%), Process new policy applications and endorsements (82%). These rates reflect how much of each task current AI systems can handle, based on research data from Anthropic and academic sources.

The BLS projects -6% employment change for Insurance Policy Clerks from 2024 to 2034. Combined with an overall AI exposure of 70%, this occupation is experiencing both traditional labor market shifts and AI-driven transformation. Workers should monitor both employment trends and AI capability growth.

Since AI primarily automates tasks in this role, professionals in Insurance Policy Clerks should focus on developing skills that complement AI rather than compete with it. Consider learning AI tool management, shifting toward supervisory and quality-control tasks, and building expertise in areas where human judgment remains essential.